Archive for the ‘ Personal ’ Category

Wall Street’s Brightest Minds Share The Best Books They Read In 2013

Wall Street’s Brightest Minds Share The Best Books They Read In 2013

One of my resolution for the year is to read more books , this is a excellent list I am working throughj

Business Insider asked some of their readers their favourite  analysts, traders, and economists across Wall Street for the best books they  read over the past year.

The responses vary — from works  of fiction to nonfiction titles, both new and old.

Some deal with finance,  but most don’t, at least directly


How Successful People Make The Most Of Their Weekends

How Successful People Make The Most Of Their Weekends

It’s so easy to plop down on the couch on a Friday night or Saturday morning  and watch TV, but falling into these routines will suck away the few free hours  you have. Instead of doing something by default, choose to decide how your time  is spent. 

Vanderkam writes, “In a world of constant connectivity, even loafing  time must be consciously chosen, because time will be filled with something  whether it’s consciously chosen or not — and not choosing means that the  something that fills our hours will be less fulfilling than the something our  remembering selves will likely wish we’d elected to do.”

Read more on the link

Wise buys for the wealthy expat

Interesting facts on returns over 10 years . Just shows anyone that says that one certain investment is the right investment is truly misguided .

Some assets will go up and down over time , only a diverse portfolio would ensure that one would make money .


Wise buys for the wealthy expat


Gold went up by 273pc in a decade, but it has seen its lustre fade recently, with prices falling 23pc in the year to June.

Picture: PAUL J. RICHARDS/AFP/Getty Images


Antique furniture – such as these pieces auctioned in London in 2011 – did not perform so well. It decreased in value by 19pc over the decade.

Picture: Dan Kitwood/Getty Images


Luxury watches proved that “time is money,” as they rose by 83pc. These timepieces by Piaget were displayed at a professional fair in Geneva in January.

Picture: FABRICE COFFRINI/AFP/Getty Images


A collection of 17 items of antique Chinese ceramics, including vases, bowls and boxes, fetched £8 million when sold in Hong Kong by Croydon Council last month. As an asset class, Chinese ceramics went up 83pc.

Picture: PHILIPPE LOPEZ/AFP/Getty Images


Diamonds – in fact jewellery overall – proved to be a girl’s (and a guy’s best friend), rising in value by 146pc. This collection of rare gems featured in a “Magnificent Jewels” sale at Sotheby’s New York in 2009.

Picture: Peter Macdiarmid/Getty Images

Art was another good buy – it rose by 183pc. Christies employees are pictured here carrying away the Rembrandt masterpiece ‘Portrait of a Man with Arms Akimbo’ which fetched £18 million at a sale in London in 2009.

Picture: Carl Court/AFP/Getty Images


Coins increased by 225pc in a decade – a true story of pennies (or pounds) from Heaven. These antique coins date from 18th and 19th century Britain.

Picture: CARL DE SOUZA/AFP/Getty Images



Prime central London property went up by 135pc in 10 years. One buyer spent £27 million recently on an apartment at the One Hyde Park development in Knightsbridge.

Picture: Dan Kitwood/Getty Images


The FTSE 100 share index rose by a relatively paltry 55pc over the same period, having suffered a crash in 2008 (as pictured).

Picture: Leon Neal/AFP/Getty Images



Wine proved to be a tasty investment as well as an enjoyable tipple. As an asset class, it rose 182pc over the 10-year period. Certainly news worth toasting.

Picture: ERIC FEFERBERG/AFP/Getty Images



Stamps were another wise buy for the super rich. This asset class – which includes collectables such as this 1840 Penny Black – rose in value by 255pc.

Picture: Dan Kitwood/Getty Images



The Knight Frank Luxury Investment Index showed nine assets that increased in value by 174pc in a decade. Most outperformed gold, London property and the FTSE 100. The top investment was cars such as these vintage Ferraris, which shot up 430pc.

Picture: Dan Kitwood/Getty Images

10 Motivational Songs

I was updating my iphone with some new songs for 2014 , some motivational songs when you need that extra boost . These are the ones I placed on

1.Bon Jovi – It’s My Life


2. James Bond 007 Movie Theme Music

3.Journey – Don’t Stop Believin

4.Eminem – Lose Yourself

5. Survivor – Eye Of The Tiger

6. I Feel Good – James Brown

7. We are the Champions – Queen

8. Beautiful Day – U2

9. Beat It – Michael Jackson



If you can’t find a way create one

If you can’t find a way create one

Had to re post this from James Green , I thought that should be a mantra for 2014 .

No complaining , no excuses , if there’s not a way create one .

Thanks for this mate ,

Let’s lock and load for 2014



The After Work Habits Insanely Successful People Have That You Need To Adopt

The After Work Habits Insanely Successful People Have That You Need To Adopt

The reason most people are unable to meet their own expectations is, obviously, because they can’t put in the amount of work that is needed. However, not being able to produce is not just the cause; it’s also the effect of another, larger problem. People are unable to put in the needed work because they are unable to utilize the remaining time they have to support the efficiency of their work.

Human beings require a certain level of comfort in order to work most efficiently — the more discomfort you experience, the more trouble you will have focusing on the work and finding the motivation that is needed to succeed. It all boils down to what we want most. We may tell ourselves that we want to work towards our dreams more than anything, but if our minds are sluggish and our bodies are worn then the mind starts second-guessing itself and leading us astray.

Luckily, there are some practices that we can adapt as our own that will make working easier, focusing more natural and success inevitable. Here are 10 of them:

1. Hit the bar.

Grabbing a couple of drinks with your friends after a long day of working is a great way to help unwind and to distract yourself from all the work ahead of you. Get together with some friends for happy hour drinks and forget about any problems that you may be experiencing at work. Socializing helps the mind change focus — which is needed from time to time — and moderate amounts of alcohol reduce the risk of heart attacks and strokes. Plus, it relaxes you after the first drink. Keep it moderate because overdoing it will only leave you feeling worse the next morning.

2. Get creative.

Play an instrument. Do some painting, drawing, sculpting — anything that you enjoy and that forces you to focus on your movements. Doing something that requires you to be creative works parts of the brain that may not be flexed throughout your workday. Just like you don’t want to just work out certain muscles, ignoring others, you don’t want to work only some parts of your brain — you want to try to work the brain as a whole. Although we are still working on decoding the brain, studies have shown that working on something that takes creative thought helps the rest of the brain function more efficiently.

3. Take a walk.

Spend some time outdoors. Go for a run, a walk, a hike or just sit down under the shade of a tree. Get some sunshine and fresh air. Outdoor activities have been proven to increase your efficiency and productivity once you do get back to work.

4. Play a physically demanding sport.

We are humans — but we’re still only animals. Smart animals, but animals nonetheless. Our bodies and minds require us to exert ourselves physically to perform properly. The mind and body are tightly linked — one directly affecting the other. The chemicals that our bodies release while playing intense sports help the brain function properly. Plus, it’s a whole lot of fun. Fun is good.

5. Hump like a rabbit.

There’s nothing much more relieving than a good hour’s worth of sex. It mixes the benefits of rigorous sport with the physical pleasures resulting from the close and intimate interaction with another person. There’s no better way to get your mind off your work than working towards orgasm.

6. Get some sleep.

Sleep is extremely underrated. Just because we can manage with only five hours of sleep doesn’t mean that we should. We are capable of managing under many less than ideal situations, but the goal is to maximize efficiency by maintaining a certain level of physical and mental comfort throughout the week. There’s no better way to rejuvenate your mind and body than by getting a good eight hours worth of snoozing.

7. Catch up with your family.

Family can be your greatest support system if you allow it. It’s what having a family is for. Your family is in your life to help you when you need help and guide you when you need guidance. On top of that, the closeness that we feel towards our family cannot be fabricated or replaced. Your family can make you feel nostalgic, safe and comfortable — allow you to put aside the workload you have ahead of you. Not everyone is so lucky to have a supportive family; if you do then make sure to use that fact to your advantage.

8. Plan your next mini vacation.

Vacations themselves are great for relieving stress. It’s a way to remind yourself that there is more to life, more to you and more to the world than the walls around your office. Moreover, the anticipation of an upcoming vacation does wonders for your mood. Excitement isn’t a cure all… but it’s close enough.

9. Read a novel.

Fictional reading is one of the best ways to clear your mind. It allows you to transplant yourself from your reality to the reality contained between the covers of a book. Novels allow you to transport yourself to another place, another time, maybe even another dimension. They always have grand-morals that will give you a different outlook on life and often will bring great ideas to the forefront of your consciousness.

10. Meditate.

The busier we are, the less likely we are to slow down and to experience the essence of living itself. We fill our minds with things from the past and the future, not bothering to look at the present. We keep so busy that we don’t realize all the little things that we feel living in our skins. Taking some time to slow down, sit still and control your breathing will allow you to keep yourself grounded and present in the moment. Meditating regularly can — literally — change your life. Don’t knock it until you try it.

Tokyo Sunset


Tokyo Sunset , tokyo Tower ,
What a view of the city ,

If You Snooze, You Lose: Why Getting Up Early Is Essential To Success

If You Snooze, You Lose: Why Getting Up Early Is Essential To Success

“Early to bed, early to rise, makes a man healthy, wealthy and wise.”  There’s a reason this old saying has stuck around: getting up early benefits your health, your career, and your sanity. Breaking ties with your warm bed in the morning is painful, but it’s like removing a band-aid: one way or another it has to be done.  Try ripping off the band-aid a little faster and giving yourself the luxury of enjoying some or all of these perks.


You may think that those extra fifteen minutes in bed will make you more relaxed for the morning, but will they really if you then have to rush like crazy to get out the door?  Go to bed fifteen minutes earlier the night before instead, because you don’t really need to watch another episode of whatever you’re currently addicted to.

Then, do yourself a favor and slow down your morning by getting up a little bit earlier—you’ll be calm and collected as you begin your day.  Hell, maybe even give yourself time to read the news.  Start your day by informing yourself about the world, because knowledge is power.


Dare I say this?  Exercise in the morning.  I know, exercise is probably the most difficult thing in the world.  However, no one EVER regretted getting up early to exercise after the fact.  Even if your workout consists of a few yoga poses while you’re still in bed, you’ll get your energy levels up and start your metabolism for the day.

If you wake yourself up with exercise, then you might be able to resist that pastry at the office because your body won’t be craving a quick sugary energy shot.  So, pull it together and set a reachable goal for yourself–maybe you can’t get outside to run in the morning, but you can do twenty crunches in your bedroom.  Start small and focus on developing consistency.


Dawn is probably the most under-appreciated time of day.  There’s dew on the ground, the air is fresh, and the sunlight is just starting to creep into the sky in beautiful sunrise colors.

At dawn, there’s a feeling of rebirth as the new day begins.  Go for a ten-minute walk to get your blood flowing and soak up that splendid dawn energy.  What better way to begin your day than to embrace that feeling of new life and channel it into your ideas and actions?  Get inspired.


Breakfast, done right, is hands down the best meal of the day. Take a little time to make it delicious—cook a fancy omelet, brew a great pot of coffee, or even just make sure your toast is browned the way you like it.

Think about the difference between how your body feels after (1) a late-night pizza binge and (2) an awesome a.m. smoothie.  There’s just no comparison.  Skip the midnight snacks and go to bed, then wake up and fix yourself a breakfast of champions, because you are one.

…and with that…

Be a champion

If you have the willpower to set your alarm an hour earlier and actually obey when it calls you out of bed, you are a champion.  You can then apply that willpower at the office, in class, and pretty much anywhere else you want to accomplish something.

Showing up to wherever you need to be in the morning with a workout under your belt (and a nutritious breakfast literally under your belt) gives you so much more energy than if you arrive still wiping cobwebs out of your eyes and nursing a triple-shot latte.

The better you feel, the more likely you’ll be to make positive and productive choices. Getting up early sets you up for success all day long.

Top Photo Courtesy: Social Network

Millions of young workers face retirement hardship due to low saving and potential end of state pension guarantees

Must read article

More than half of young workers are facing the prospect of lousy retirement incomes unless they significantly increase their pension contributions, an influential think-tank has said.
The minimum pension contributions of eight per cent under automatic enrolment rules will fail to provide an adequate income for 51 per cent of average earners even if they start their pension saving at 22, the Pensions Policy Institute has claimed today.
This amount the need to set aside rises the later people leave it to start pension saving, while the potential end of the ‘triple lock’ rise in the basic state pension would make it even more difficult for workers to cover their basic costs in retirement.

Read more:

Millions of young workers face retirement hardship due to low saving and potential end of state pension guarantees


The Best In The World: This Is What Makes Floyd Mayweather So Successful

The Best In The World: This Is What Makes Floyd Mayweather So Successful
Floyd Mayweather is great. Scratch that. He’s not great; he’s amazing. Even amazing would be an understatement to describe a legend of his kind. Mayweather is perfect. He is perfect at his craft; he is perfect at what he does, and his perfection is made clear with the simple fact that this man has never lost a fight and has a 45-0 record and 26 knockouts to prove it. No one in the sport of boxing for a little over ten years has been able to take down the best pound-for-pound fighter of our time.

Think about that: ten years and no one has even come close to making Mayweather break a sweat. From Ricky Hatton to Oscar Del Hoya, none of Mayweather’s opponents stood a chance. His dominance is not something that can be overlooked: a champion in three different weight classes, eight world titles and over a decade of triumph. It is no wonder why this man is a little bit cocky.

Okay, a little cocky may also be a bit of an understatement. Mayweather may be cocky; he may be arrogant; he may be extremely disrespectful at times, but from his perspective, he is the same guy that has remained untouchable for the last decade. So by all means, he has the right to be the villain everyone hates to love because, unless someone can knock him off his feet (literally), he has all the right to flash his dominance and use it as a competitive advantage.

What other athlete can you think of in this day and age that showcases such superiority over the rest of the competition? There is none, because the deciding factor is that even the great ones that have been great for a while, like Tom Brady and LeBron James, have losses in their respective sports. Not Floyd Mayweather; he has proven to be nothing less than perfect.

The one thing Mayweather loves more than beating his opponents is money. So much so, he has even changed his nickname from “Pretty Boy Floyd” to “Money Mayweather.” One top of that, he’s branded his clique, which includes Justin Bieber, who makes north of $50 million, as “The Money Team.” And rightfully so, as the man made $41.5 million this past weekend while dominating Canelo Alvarez in 12 rounds of nothing more than simply toying with him and showing the 23-year-old what it’s like to be in the presence of a king.

After the fight, Canelo simply admitted there was no solution for him. Just like the 45 men before him who stepped in the ring with Mayweather, there was no way Canelo was beating him. There was no simple plan of execution. 46 men have tried to take Mayweather down, and 46 men have failed in the process. This leaves us asking, aside from his flashy lifestyle, his arrogance, his affinity for money, and the fact that Justin Bieber is his friend, which is a whole other story, what makes this man so successful at what he does?

There was once a quote said by Stephen King that went something like: “Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work.” If you have ever seen the art of Mayweather boxing, you will notice the man has talent. He has a knack for punishing his opponent. He’s quick, using his lateral movement and managing not to catch as many hits at the same time. It is no doubt that Mayweather is talented, and anyone can see that. But if you were to ask Stephen King if talent is what propelled ten years of dominance and an undefeated record, he would tell you that there is something more to it – not just inborn talent.

What exactly is talent? We hear it thrown around a lot, but what is it more than a person’s propensity for a craft or trade, or a person’s intense interest in a sport or activity? One may attribute certain personality traits as being more supportive of certain career choices, but one cannot argue – as in the case of Floyd Mayweather -that there exists such a personality that suits boxing perfectly and solely; that there is such a personality designed or destined to be that of a boxer’s. No, there’s more to it – much, much more. Whatever you believe talent to be, or however much of it you believe Mayweather to possess, it has attributed the least amount to the success he has experienced.

Floyd Mayweather’s success can almost wholly be attributed to two things: work ethic and dedication. He doesn’t just have a keen interest or “talent” in boxing, but rather, he has chosen boxing as his sport, his profession, and he works at it endlessly and restlessly. Above all else, Mayweather is a rational thinker. He is smart and enlists a strategy that has proven to be unbeatable: stay quicker, stronger, and last longer than your opponent. He works on his technique regularly and combines his sheer ability with his intellect to outthink, outmaneuver and outdo his competition. Simply put, Floyd Mayweather has dedicated his life to the sport he loves and enhanced his near flawless physical and mental abilities, which, in combination, have never been outdone.

Mayweather has won fight after fight because he has mastered boxing better than anyone else – there is no secret to it. He has put in more hours than anyone. He has trained harder for longer than anyone. He has yet to battle an opponent that has been able to outdo him in any aspect of the fight. Floyd Mayweather is, hands down, the most well rounded fighter in the ring today and possibly, ever.

The truth is, it will be incredibly difficult to beat Mayweather while he remains in such great condition. Only when his training begins to slow due to his age will anyone be able to compete against him. Mayweather has, better than most people can claim to have done so in their lives, figured out and implemented the perfect formula for success. He trains his body and his mind continually. He attacks his opponents from both sides. He plays mind games. He is patient.

He has incredible endurance, and he will always outlast his opponents. He minimizes his mistakes and maximizes the opportunities his opponents have for mistakes. He doesn’t fight in one style; he fights in any and every style. He fights in the style that will beat his opponent because he is always fighting his opponent. He uses tactics specific to his opponent’s fighting style, knowing their weaknesses and exploiting them. He brings out the worst in his competitors and takes advantage of it when they fall weak.

The fact is that no fighter is likely to beat Mayweather in the near future. As long as he keeps on training the way that he has and stays focused the way that he has, he will remain ahead of the game.

Mastery is a marathon.

The only way to beat Mayweather is to out-train him, outthink him and over-endure him. There is no talent in the world that will be a match for the hard work and dedication that he puts in. The only way to be a worthy opponent is to put in the hours and the sweat. If never slows down, then no one will ever be able to catch up.

Floyd Mayweather is one of the few people – if not the only person – who has every right to run his mouth in any way he pleases. In the ring, he has proven to be unbeatable. His work ethic has proven to be unmatched, and his mental prowess has yet to find comparison. If he wants to call himself the best there is, then he damn well can. Anyone that has the audacity not to give Mayweather credit where credit is due should step into the ring with him. If you can’t beat the man that claims to be God, then who are you to say he isn’t exactly that?

Photos credit: Al Bello/Getty Images, WENN


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